Selected Publications

• "Symbiosis versus Crowding-out: The Interaction of Formal and Informal Credit Markets in Developing Countries," Journal of Development Economics, August 1999, 59(2), 419-444.



• "Redistributive Promises and the Adoption of Economic Reform," (with Sharun Mukand), American Economic Review, March 2003, 93(1), 256-264.



• "A Little at a Time: The Use of Regularly Scheduled Repayments in Microfinance Programs," (with Ghazala Mansuri), Journal of Development Economics, October 2003, 72(1), 253-279.



• "Quality Dualism and the Informal Sector", (with Arup Banerji), Journal of Development Economics, September 2007, 44(1), 234-250.